A Poor Person thinks Money is exchanged between Two people. 

A Wealthy Person knows that Money is exchanged through a Regulator between Two people. 

A Regulator is the Asset that conducts the Trade for a Win-Win-Win, which means a Win for The Input, a Win for the Output, and a Win for the People. The Regulator receives the Business while the People are received as Equals.

Poor People do not handle their business on Equal Footing. They only think in terms of Hierarchy and unbalanced Vantage. The Receiver (Seller) always has the Advantage over the Giver (Consumer), and the Consumer is treated like a Regulator. Because of the Imbalance of Vantage, the Seller always Wins. The Consumer always Loses.

The Poor Person must 1) Have a Regulator 2) Establish Equal Footing 3) only consent to a Win-Win-Win Trade.